The Ultimate Guide to Buy Now Pay Later
A curated Australian edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Buy Now Pay Later (BNPL).
What to know about Buy Now Pay Later
Buy Now Pay Later (BNPL) is a payment method that allows consumers to purchase goods and services immediately while spreading the cost over time through instalments. This option is increasingly popular worldwide, driven by its convenience and flexibility, particularly among younger shoppers like Gen Z who are turning away from traditional credit cards.
The BNPL landscape is rapidly evolving with new partnerships, market expansions, and regulatory changes shaping its use. Readers can explore stories on how companies like Afterpay, Klarna, and Zip are growing BNPL services across different regions, how merchants are integrating these options to boost sales, and the impact of new rules starting in 2025 that aim to offer consumer protections while also creating questions about credit reporting and borrowing effects.
BNPL also intersects with wider trends in digital payments and fintech, including the rise of embedded finance, digital wallets, and new B2B payment platforms. However, readers should also be aware of potential risks highlighted in recent reports, such as the financial strain on vulnerable consumers and challenges with fraud and policy abuse. By following this tag, readers gain insights into the opportunities and challenges of BNPL and how it is reshaping modern retail and consumer finance.
Australian Buy Now Pay Later News
Regional stories with direct local relevance
openfeed & MogoPlus expand verified lending data access
Australian lenders could cut loan assessment times and avoid CDR accreditation costs by using verified banking data through a single integration.
PayPal launches Pay in 4 for in-store shopping in Australia
Shoppers at selected Australian retailers can now split eligible purchases into four interest-free payments through PayPal's first in-store Pay in 4 rollout.
Australian small businesses brace for Black Friday AI boost
Many Australian retailers will borrow or defer payments to fund Black Friday stock and staff as AI shopping tools loom over sales.
Your bank statements are now your loan application. Most small business owners don't know it
Real-time checks on deposits, overdrafts and even buy now, pay later debts can mean quicker approvals or a loan rejection for owners.
Hello Clever urges businesses to add PayID options
The surcharge ban could squeeze merchants' margins unless they shift customers towards cheaper account-to-account payments, Hello Clever says.
OpenDebt raises AUD $2 million to expand AI debt recovery
The funding will help the Sydney start-up reach more lenders as it targets overdue debts that are too small or costly to chase manually.
Analyst Insights
Research and market analysis connected to Buy Now Pay Later
Expert Columns
Recent Buy Now Pay Later News
Singapore merchants see gaming demand surge on PayPal
Cross-border demand for Singapore sellers is broadening as gaming becomes a top draw, with PayPal handling more than 11 million buyers a year.
TNS expands payment platform for unattended commerce
Unattended merchants risk losing sales when customers cannot pay with their preferred method, prompting TNS to add over 100 alternatives.
Zip sees stronger spend on bills & household costs
Cost-of-living pressures pushed more Australians to use Zip for bills, insurance and home maintenance, lifting spend per customer 15.4%.
AsiaPay launches tokenisation service for Asia-Pacific
Merchants across 12 Asian markets can now use a single interface to cut checkout friction and fraud exposure on card payments.
Appcharge study finds local acquiring lifts gaming payments
Local banks approved in-country gaming payments 8.4 percentage points more often than cross-border routes, Appcharge said.
Yuno raises USD $45 million to expand global payments
The fresh capital will help Yuno widen its payments network, add products and edge closer to profitability as it scales worldwide.
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Australian agencies win Shopify Build Award for Lioness
The win highlights how a wholesale-first fashion brand has turned online sales into a global growth engine, shipping to 95 countries.
Early mortgage hardship boosts repayment recovery: Experian
Borrowers who seek help before falling behind on mortgages are far more likely to recover, with 87% back on track within six months.
Australians cut spending & lean on credit as costs bite
Household finances are under growing strain as more Australians dip into savings, cut discretionary spending and lean on credit for essentials.
Zip finds Australians use AI to guide shopping choices
Nearly half of Zip's Australian customers now use AI to compare and research purchases, but most still want to make the final call themselves.
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Digital wallets top online payments in New Zealand
New figures show shoppers are increasingly choosing digital wallets and BNPL, even as cards still dominate spending across New Zealand.
Friendly fraud drives up merchant costs, report finds
Merchant prices are being pushed higher as friendly fraud and chargeback costs intensify, with more than 83% reporting rises over three years.
Zip adds THE ICONIC to Australian merchant network
Australian fashion shoppers can now split payments at checkout, as Zip secures a slot on THE ICONIC's online store.
Soccer tournament lifts pubs & kit sales in Australia
Australian pubs are seeing extra footfall and kit purchases have surged as live matches spur late-night and early-morning spending.
Cash still to account for 9% of Australian payments
Digital wallets are gaining ground in Australia, but cash is still expected to account for 9% of point-of-sale value by 2030.
DXC launches CoreIgnite to link banks with fintech
Banks can add fintech services without ripping out ageing core systems as DXC's CoreIgnite offers a single link to partners and networks.
ASIC says Australia primed for fintech & regtech growth
Australia's financial regulator sees artificial intelligence and easier rules helping startups turn a strong funding base into faster growth.
Google expands commerce tools across Gemini & YouTube
Shoppers could soon buy in Gemini and YouTube without leaving Google's ecosystem as the group widens checkout and ad tools across more markets.
Afterpay Arena deal to reshape Sydney venue payments
The five-year deal could ease upfront costs for fans and boost spending on tickets, food and merchandise at one of Australia's busiest arenas.
Equipifi raises USD $34 million in Series B funding
The funding will help equipifi expand bank-embedded buy now, pay later services as lenders race to keep instalment spending inside their apps.