The Ultimate Guide to Buy Now Pay Later
A curated Australian edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Buy Now Pay Later (BNPL).
What to know about Buy Now Pay Later
Buy Now Pay Later (BNPL) is a payment method that allows consumers to purchase goods and services immediately while spreading the cost over time through instalments. This option is increasingly popular worldwide, driven by its convenience and flexibility, particularly among younger shoppers like Gen Z who are turning away from traditional credit cards.
The BNPL landscape is rapidly evolving with new partnerships, market expansions, and regulatory changes shaping its use. Readers can explore stories on how companies like Afterpay, Klarna, and Zip are growing BNPL services across different regions, how merchants are integrating these options to boost sales, and the impact of new rules starting in 2025 that aim to offer consumer protections while also creating questions about credit reporting and borrowing effects.
BNPL also intersects with wider trends in digital payments and fintech, including the rise of embedded finance, digital wallets, and new B2B payment platforms. However, readers should also be aware of potential risks highlighted in recent reports, such as the financial strain on vulnerable consumers and challenges with fraud and policy abuse. By following this tag, readers gain insights into the opportunities and challenges of BNPL and how it is reshaping modern retail and consumer finance.
Australian Buy Now Pay Later News
Regional stories with direct local relevance
OpenDebt raises AUD $2 million to expand AI debt recovery
The funding will help the Sydney start-up reach more lenders as it targets overdue debts that are too small or costly to chase manually.
Early mortgage hardship boosts repayment recovery: Experian
Borrowers who seek help before falling behind on mortgages are far more likely to recover, with 87% back on track within six months.
Australians cut spending & lean on credit as costs bite
Household finances are under growing strain as more Australians dip into savings, cut discretionary spending and lean on credit for essentials.
Zip finds Australians use AI to guide shopping choices
Nearly half of Zip's Australian customers now use AI to compare and research purchases, but most still want to make the final call themselves.
Zip adds THE ICONIC to Australian merchant network
Australian fashion shoppers can now split payments at checkout, as Zip secures a slot on THE ICONIC's online store.
Soccer tournament lifts pubs & kit sales in Australia
Australian pubs are seeing extra footfall and kit purchases have surged as live matches spur late-night and early-morning spending.
Analyst Insights
Research and market analysis connected to Buy Now Pay Later
Expert Columns
Recent Buy Now Pay Later News
AsiaPay launches tokenisation service for Asia-Pacific
Merchants across 12 Asian markets can now use a single interface to cut checkout friction and fraud exposure on card payments.
Appcharge study finds local acquiring lifts gaming payments
Local banks approved in-country gaming payments 8.4 percentage points more often than cross-border routes, Appcharge said.
Yuno raises USD $45 million to expand global payments
The fresh capital will help Yuno widen its payments network, add products and edge closer to profitability as it scales worldwide.
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Australian agencies win Shopify Build Award for Lioness
The win highlights how a wholesale-first fashion brand has turned online sales into a global growth engine, shipping to 95 countries.
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Digital wallets top online payments in New Zealand
New figures show shoppers are increasingly choosing digital wallets and BNPL, even as cards still dominate spending across New Zealand.
Friendly fraud drives up merchant costs, report finds
Merchant prices are being pushed higher as friendly fraud and chargeback costs intensify, with more than 83% reporting rises over three years.
Cash still to account for 9% of Australian payments
Digital wallets are gaining ground in Australia, but cash is still expected to account for 9% of point-of-sale value by 2030.
DXC launches CoreIgnite to link banks with fintech
Banks can add fintech services without ripping out ageing core systems as DXC's CoreIgnite offers a single link to partners and networks.
ASIC says Australia primed for fintech & regtech growth
Australia's financial regulator sees artificial intelligence and easier rules helping startups turn a strong funding base into faster growth.
Google expands commerce tools across Gemini & YouTube
Shoppers could soon buy in Gemini and YouTube without leaving Google's ecosystem as the group widens checkout and ad tools across more markets.
Afterpay Arena deal to reshape Sydney venue payments
The five-year deal could ease upfront costs for fans and boost spending on tickets, food and merchandise at one of Australia's busiest arenas.
Equipifi raises USD $34 million in Series B funding
The funding will help equipifi expand bank-embedded buy now, pay later services as lenders race to keep instalment spending inside their apps.
Wise adds family & group travel tools for Australians
Shared spending and children’s cards aim to ease overseas money stress for Australian travellers, as 67% reported anxiety on recent trips.
PayPal reshuffles into three divisions as executives shift
The payments group has streamlined reporting lines and named new leaders after combining checkout, Venmo, services and crypto into three units.
Visa adds Australian banks to AI payments programme
Australian banks are now trialling AI-led purchases under Visa's controls, as the payments group seeks to protect consent and spending limits.
Payment firms expand into broader merchant services
Merchants could soon get payments, loyalty, lending and checkout tools from one supplier as firms chase fuller control of commerce.
Accor Plus lifts conversion 39% after Endava overhaul
Faster checkout and more local payment options helped the travel loyalty group raise product-page conversions to 9.8% across Asia Pacific.
Australians trade down to smaller treats, Experian says
Cost-of-living pressure is pushing households towards cheaper indulgences, with personal care, digital goods and travel holding up best.
PayPal brings payment links to Canva's 265 million
Creators and small businesses can now take payments inside Canva, reaching its 265 million users through PayPal-hosted checkout links and QR codes.
Zip announces launch of ZMobile for Australian app users
Existing Zip users will be first to access ZMobile, as the lender pushes into mobile plans with TPG Telecom-backed network coverage.