Lending Stories

Australian Stories

Lending stories

Actuaries & UTS launch AI risk guidance for finance

Most financial firms using AI still lack proper risk checks, prompting fresh guidance as regulators warn oversight is lagging.

By Karen Joy Bacudo • 4 min read • This month

Software-as-a-Service

Biza.io launches openfeed for consented banking data

Businesses can now tap customer-approved bank and energy data in hours, as Biza.io's new feed cuts integration costs and compliance hurdles.

By Sean Mitchell • 4 min read • This month

Global Stories

Lending stories

Fintech

Qupital raises USD $300 million in new funding push

The funding will help the Hong Kong-based fintech expand lending to online merchants across Asia and the US as demand for trade finance grows.

By Karen Joy Bacudo • 4 min read • 4 days ago

Software-as-a-Service

Synapse Analytics raises USD $13 million in Series A

Regulated lenders gain software that keeps sensitive data in-house as the Abu Dhabi-based group expands after a USD $13 million round.

By Karen Joy Bacudo • 4 min read • 4 days ago

Robotics

Professor warns on AI authority, not consciousness

The real risk is not sentient machines but systems that can shape loans, jobs and treatments before humans can meaningfully intervene.

By Joseph Gabriel Lagonsin • 5 min read • Last week

Digital Transformation

Appian names Asia Pacific award winners in Australia

The awards highlight how insurers, agencies and police are using process software to cut delays, clear backlogs and save staff time.

By Sean Mitchell • 4 min read • Last week

Crypto

Revolut wins US bank approval in key expansion step

Conditional approval from US regulators brings Revolut closer to offering loans, cards and FDIC-insured deposits to American customers by 2027.

By Karen Joy Bacudo • 4 min read • This month

Software-as-a-Service

Mambu launches Intelligent Core for agentic banking AI

Banks could use the new platform to automate routine tasks and speed decisions, but only within strict guardrails and audit trails.

By Joseph Gabriel Lagonsin • 4 min read • This month

Data Analytics

The importance of data enrichment in financial services

Verified records can sharpen lending, fraud and compliance decisions, while enrichment on faulty customer data can simply scale the errors.

By Edmund Ng • 6 min read • This month

Crypto

Better, Coinbase launch crypto-backed conforming mortgage

Borrowers can now pledge digital assets instead of selling them, as the pair widen a home loan offer beyond a limited trial.

By Karen Joy Bacudo • 4 min read • Last month

Stories from Other Regions

Lending stories

Fintech

HES FinTech expands UK payments deal with Acquired

Lenders using HES LoanBox and CollectionAgent will gain more repayment and payout options through a single integration, reducing friction for borrowers.

By Sean Mitchell • 3 min read • Yesterday

Hybrid Cloud

Exclusive: DCB Bank balances AI speed with banking risk

Human oversight will stay in place for DCB Bank's highest-risk AI decisions as the lender pushes automation to speed up SME services.

By Sean Mitchell • 9 min read • 4 days ago

Data Protection

Britton appointed to Chair UK Open Banking future body

The move comes as banks and fintechs shape the next phase of Open Banking, with over 100 billion API calls underscoring the stakes.

By Sofiah Nichole Salivio • 4 min read • Last week

Private Cloud

Blue Machines AI launches Aurora for Indian BFSI calls

Banks and insurers in India may cut transcription errors on EMI amounts and policy numbers as a multilingual model targets noisy calls.

By Karen Joy Bacudo • 4 min read • Last week

Crypto

OpenReserve wins conditional US national bank approval

The bank still needs final regulatory clearance before it can open and offer lending, deposits and stablecoin infrastructure to businesses.

By Karen Joy Bacudo • 4 min read • Last week

Fintech

SoFi & Payward link banking with Kraken settlement

Institutional crypto clients could soon settle US dollars around the clock as SoFi ties its banking network to Kraken and lists SoFiUSD on the exchange.

By Karen Joy Bacudo • 4 min read • This month